Disability & Critical Illness Protection

Life doesn’t always give a warning. Disability and Critical Illness insurance help protect your income and savings if you’re unable to work or face a serious medical diagnosis.

Disability Insurance

Your ability to earn an income is one of your most valuable assets. Disability insurance provides monthly income replacement if an illness or injury prevents you from working—helping you cover everyday expenses like your mortgage, utilities, and groceries.

Helps protect against:

  • Illness or injury that limits your ability to work

  • Lost income during recovery

  • Financial stress while focusing on healing

Critical Illness Insurance

A critical illness can create immediate financial strain. This coverage provides a lump-sum cash benefit after the diagnosis of a covered condition, such as heart attack, stroke, or cancer—giving you flexibility when you need it most.

Funds can be used for:

  • Medical bills and out-of-pocket costs

  • Mortgage or rent payments

  • Travel, recovery, or family needs

Why Work With The Costello Agency?

We take a personal, honest approach to protection planning. Our team helps you choose coverage that fits your health, income, and long-term goals—so you’re prepared without overpaying.

👉 Schedule a free consultation to see if Disability or Critical Illness coverage is right for you.

See If I Qualify